New driver insurance is expensive because of the simple fact that a new driver has less driving experience and insurance is all about risk. 

New driver car insurance is also expensive as the new driver will not have built up any No Claims Bonus which helps brings the cost of your car insurance down. 

You can help reduce the cost initially by checking what the ‘insurance group’ is for the car that you intend to buy. Cars are put together into ‘insurance groups’ and the higher the insurance group then the higher the car insurance will be. To help keep a new driver insurance down, try and buy a car which is in group 6 or below. These cars will be ordinary saloons with mediocre performance figures but there is less chance of an accident if the car does 0-60mph in 14 seconds rather than a high performance car which will do the same in less than 5 seconds. 

New driving insurance is expensive due to the driver’s lack of experience. But the price can be reduced if the takes a driving course, after passing his test, known as a Pass Plus course. This consists of six modules, one of which includes motorway tuition. By taking such a course then you can seriously reduce the required premium on the new driver insurance cover. 

To do this course then you need to go to a fully qualified driving instructor, not a trainee, who has opted to register for this special driving course and offers it to their pupils. 

The Pass Plus course only lasts for six hours but it must be done as soon as possible after passing the driving test as there are time restrictions to this course with regard to car insurance discounts. 

When trying to find new driving insurance, ask the insurance companies what discount do they give for people who have done the Pass Plus course. If the course reduces the premium by more than the cost of the Pass Plus course then it is worth doing the course and going with this company for your new driver insurance. 

Some new driver insurance companies can reduce the price of the car insurance if the driver is prepared to have a tracking device fitted to the car so that the driver’s driving habits can be monitored. Plus they restrict the driver from driving between 11pm and 5am as this is when most young drivers are involved in car accidents. 

Also doing simply things like putting your car in the garage at night will reduce the car insurance premium as there is less risk of the car getting stolen or damaged. 
After doing your search for New Driver Car Insurance then contact a few companies and see what extra advice they can give you in an attempt to bring the cost of the premium down for a New Driver Insurance premium.